housing resources

COVID19  HARDSHIPS

Renters & Owners/landlords
•   HOME podcast series 
–   Series: https://soundcloud.com/user-790526164
–   Avoiding Fair Housing Violations
https://soundcloud.com/user-790526164/the-fair-housing-podcast-episode-7-avoiding-fair-housing-violations-during-the-covid-19-pandemic

Assistance for home-owners:

•   https://www.fhfa.gov/Homeownersbuyer/MortgageAssistance/Documents/FAQs-FannieMae-FreddieMac-Assistance-Options-for-Families-Impacted-by-COVID-19.pdf
•   https://www.brown.senate.gov/news/coronavirus/housing-resources-faq 
•  Consumer Financial Protection Bureau: information on mortgage relief
https://www.consumerfinance.gov/about-us/blog/guide-coronavirus-mortgage-relief-options/

Information for home-owners/landlords:

•   Consumer Financial Protection Bureau: information on mortgage and housing assistance
https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/
•   HOME podcast series 
–   Series: https://soundcloud.com/user-790526164
–   Avoiding Fair Housing Violations
https://soundcloud.com/user-790526164/the-fair-housing-podcast-episode-7-avoiding-fair-housing-violations-during-the-covid-19-pandemic

Information for renters

•   Consumer Financial Protection Bureau – mortgage & rental assistance
https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/#renters

•   HOME podcast series 
–   Series: https://soundcloud.com/user-790526164
–   Avoiding Fair Housing Violations
https://soundcloud.com/user-790526164/the-fair-housing-podcast-episode-7-avoiding-fair-housing-violations-during-the-covid-19-pandemic



OWNER RESOURCES

Accessibility: I need to accommodate a wheelchair and other special needs.
•   People Working Cooperatively 513-351-7921
http://www.pwchomerepairs.org/services/our-services.aspx

City Services: I need a service from the City of Cincinnati 
(Pothole repair; Trash, missed pickup; Trash, improper set-out; Graffiti; Snow/ice removal; Tall grass & weeds, public right-of-way; Tall grass & weeds, private property; Special  pick-ups; other…)
•   www.5916000.com 
•   513-591-6000

Code Compliance: A code violation has been filed on my house. (Elderly, income limits)
•   Working in Neighborhoods 513-541-4109
https://wincincy.org/

Foreclosure: I’m in danger of foreclosure.
•   Legal Aid Society of Cincinnati Housing-Consumer Practice Group
https://www.lascinti.org/what-we-do/practice-groups/housing-consumer/

•   Working in Neighborhoods 513-541-4109
https://wincincy.org/programs/#homeownership

•   Home Ownership Center 513-961-2800 (help with a financial plan) 
http://hometoday.cc/home-buying-programs-classes/

Home Maintenance: What should I be doing regularly to keep my home in good condition?

•   National Home Warranty (We are not promoting buying a warranty, but this is a helpful checklist.)
https://www.nationalhomewarranty.com/content/dam/national-home-warranty/en/documents/maintenance_manual_sept2011_2.pdf

•   Home Ownership Center 513-961-2800 (Home Buyer Education Classes)
http://hometoday.cc/home-buying-programs-classes/

Home Maintenance: My house needs some repairs.

•   People Working Cooperatively  513-351-7921 (emergency repairs)
http://www.pwchomerepairs.org/services/our-services.aspx

•   Habitat for Humanity 513-482-5609 (critical repairs)
https://www.habitatcincinnati.org/apply/critical-repair.html

•   Hamilton County Home Improvement Program: HIP 513-946-4459 (low-interest loans for  repairs and/or remodeling)
https://www.hamiltoncountyohio.gov/government/open_hamilton_county/projects/home_improvement_program

Home Maintenance: How can I save energy around my house?

•   People Working Cooperatively 513-351-7921
http://www.pwchomerepairs.org/services/our-services.aspx
https://www.moneygeek.com/living/resources/how-to-live-on-low-income/ (scroll down for weatherization)

Landlord
•   Landlord training program
–   summary of contents
https://www.cincinnati-oh.gov/police/community-involvement/landlord-education-program/landlord-training-program-information/
–   registration
https://www.cincinnati-oh.gov/buildings/landlord-education-program-registration/

•   Landlord responsibilities: utilities (water shut-off, water payment, lead line)
https://www.cincinnati-oh.gov/water/billing-information/important-landlord-tenant-information/

Legal information
•   Legal Aid Society of Cincinnati Housing-Consumer Practice Group 513-241-9400
https://www.lascinti.org/what-we-do/practice-groups/housing-consumer/

•   Cincinnati Bar Association referral 513-381-8359
https://www.cincybar.org/LRS/Request-Form

Sewer Bill: Can I get a discount on my sewer bill? (Elderly, income limits)

•   Metropolitan Sewer District
http://www.msdgc.org/customer_care/customer_assistance/index.html

RENTER RESOURCES
City Services:
I need a service from the City of Cincinnati 
(Pothole repair; Trash, missed pickup; Trash, improper set-out; Graffiti; Snow/ ice removal; Tall grass & weeds, public right-of-way; Tall grass & weeds, private property; Special  pick-ups; other…)
•   www.5916000.com 
•   513-591-6000

Eviction: I’m in danger of eviction.

•   Community Action Agency: by appointment: 513-569-1840

•   Tenant’s guide
http://cincyhelpcenter.org/wp-content/uploads/2017/09/Tenants-Guide-to-Eviction-Court.pdf

•   Paying past-due rent after receiving an eviction notice (within 3 days)
https://thevoiceofblackcincinnati.com/cincinnati-eviction-prevention-program/

•   Late fees on rent
https://thevoiceofblackcincinnati.com/cincinnati-eviction-prevention-program/

•   St. Vincent de Paul 
513-421-0602
https://www.svdpcincinnati.org/About_Us/Our_Programs/Homelessness_Prevention/

•   Legal Aid Society of Cincinnati Housing-Consumer Practice Group 513-241-9400
https://www.lascinti.org/what-we-do/practice-groups/housing-consumer/

•   Housing Opportunities Made Equal (HOME) 513-721-4663
https://homecincy.org/services-2/tennant-advocacy/

•   Information on eviction process
https://www.courtclerk.org/self-help-resources/landlordtenant/

•   Eviction HELP Center: Hamilton County Justice Center Room 115 


Legal Information
•   HELP Center: free legal information 513-946-5650
http://cincyhelpcenter.org/how-we-can-help/

•   Legal Aid Society of Cincinnati Housing-Consumer Practice Group 513-241-9400
https://www.lascinti.org/what-we-do/practice-groups/housing-consumer/

•   Cincinnati Bar Association referral  513-381-8359
https://www.cincybar.org/LRS/Request-Form

Moving
•   Security deposit alternatives
https://thevoiceofblackcincinnati.com/cincinnati-eviction-prevention-program/

•   Relocation assistance
https://www.cincinnati-oh.gov/community-development/housing-assistance/relocation-assistance/

Rights: What are my rights and responsibilities as a tenant?

•   Housing Opportunities Made Equal (HOME)
https://homecincy.org/services-2/tennant-advocacy/

•   Tenant training sessions:
https://www.cincinnati-oh.gov/buildings/tenant-training-program-registration/

Utilities
•   Water: water shut-off, water payment, lead line
https://www.cincinnati-oh.gov/water/billing-information/important-landlord-tenant-information/
•   Utility assistance (Duke Energy)
https://www.duke-energy.com/home/billing/special-assistance